Last updated: July 10, 2024
For all intents and purposes of these Terms of Use, all customers accessing the Cartulary Platform will be contracting with:
1. Investments in blockchain bonds on Cartulary website involves a high degree of risk to your capital. Cartulary balance and Cartulary considered as a digital assest. Digital Assest may not be an appropriate for all users and you should seek independent advice if necessary. Investing in Startups and Digital Assest on Cartulary may result in total loss of your investment.
2. Promises on personal websites and available advertisement on different plateforms about Cartulary business may different with the contract of Cartulary. Cartulary does not support these types of information and not guarantee any return as per these advertisents and promises. Please read terms of use and contract carefully before investment.
User can't operate, hold and create more than one account to his family, friends or anyone. If Cartulary founds suspecius activity on more than one account through same IP address, Internet browser, mobile, email or anyother medium, Cartulary will delete or suspend those account without any prior or after notice.
1. Cartulary only supports e-rupee apps. To deposit the amount on Cartulary, download the e-rupee app of your bank and activate your mobile no.
2. Deposits in cash or any other medium besides e-rupee app will not acceptable on Cartulary and Cartulary will not liable to protect your money for these transaction.
3. Your mobile no. will share with other users to receive and send the money. If you have a privacy concern do not make any transaction and do not submit your mobile no. on Cartulary.
Users will receive returns on bonds in the form of dividend. This dividend includes the capital and interest of bonds. After the expiry of bonds the bond value will zero and bonds will remove from the user's portfolio. Dividend and validity of bonds is depends on company's earnings. The profits to Promoters or Affiliaters can be change anytime on company's decisions.
1. Affiliates will receive returns for a limited time in the form of dividends from contacts after that return can change or stop. Returns on bonds and returns to affiliates are subject to change at any time without prior notice to users.
2. Cartulary using blockchain technology for its transactions, data privacy and services. Cartulary considered as digital assets.
3. Deposit and withdrawals, depends on demand and interest of users in Cartulary services.
4. These Terms of Use form a binding agreement between you (hereinafter known as ‘The User or User or You’) and Cartulary as the operator of the Cartulary website.
5. By using any services made available through the Cartulary Platform the User agrees that the User has read, understood and accepted all the terms and conditions contained in this Terms of Use agreement as well as Cartulary’s Privacy Policy.
6. As this is a legally binding contract, the User is cordially requested to carefully read through this agreement and related notices before using any of Cartulary’s Services.
7. By registering, accessing or using Cartulary’s Platform, the User agrees to the terms and conditions set out in this Terms of Use.
8. If any User disagrees with this Terms of Use, the User shall not proceed to initiate account registration with Cartulary or seek to acquire any of its services.
Cartulary is committed to support the global fight against money laundering and terrorist financing. In this regard, the Company has endeavo red to carefully ensure all of its internal anti-money laundering procedures comply with AML Act and AML Regulations as may be applicable.
1. Cartulary reserves the right to modify or change the terms and conditions of the agreement at any time and at its sole discretion. Cartulary may provide reasonable notice of these changes to Users and will modify or change the terms by updating the Terms of Use.
2. Any and all modifications or changes to the Terms of Use will be effective on the date being provided to Users. As such, Users’ continued use of Cartulary services, if the User does not agree with any such modification or change, then the User should close the Account and cease using the Cartulary Platform.
1. By registering to use a Cartulary Account, the user warrants that the user is an individual who is at least 18 years old, a legal person or an organization with full legal capacity to enter into these Terms of Use.
2. If the user is an individual and is not at least 18 years old, the user’s legal guardian shall be responsible for all actions and consequences resulting from the user’s actions on the Cartulary Platform and Cartulary shall have the right to cancel or freeze the user’s Account in addition to filing claims against the user and the user's guardian for compensation/damages.
3. Each user shall have one Account only. Multiple accounts for the same user will not be allowed.
4. Users who are either citizens or residents of the below countries are not permitted to use the Cartulary Services in any form ( “Prohibited Jurisdiction Use”)
5. Iran, Albania, The Bahamas, Barbados, Botswana, Cambodia, Ghana, Iceland, Jamaica, Mauritius, Mongolia, Myanmar, Nicaragua, Nepal, Pakistan, Panama, Syria, Uganda, Yemen, Zimbabwe.
1. By accessing and using the Cartulary Platform, the User acknowledges and declares that he/she is not on any trade or economic sanctions lists, such as the United Nations Security Council Sanctions List and its equivalent. You may not use your Cartulary Account to engage in the following categories of activity (“Prohibited Uses”). The specific types of use listed below are representative, but not exhaustive:
(a) unlawful activity;
(b) fraud;
(c) gambling;
(d) intellectual property in fringement; or
(e) defamation or abuse.
(f) Terrorist financing
(g) Money laundering
(h) Distributing or funding drugs and drug paraphernalia or
(i) Malicious hacking
2. Pursuant to Cartulary’s strict policy of preventing potential conflicts of interest and/or market abuse, the User is given notice that Cartulary does not extend its services to its employees and/or their relatives, save where Cartulary is satisfied, on a case by case basis, that the risk of conflicts of interest and/or market abuse have been ameliorated. By accessing and using the Cartulary Platform, the User acknowledges and declares that neither he/she nor any of her relations are employees of Cartulary or any of its affiliates.
3. The content of these Terms of Use shall not supercede the laws of the country to which the User belongs. Cartulary maintains its position that prohibited users can not under any circumstance use or access the Cartulary Platform.
1. Liability Cartulary will provide access to the Cartulary Platform on an “as is” and “commercially available” condition and to the maximum extent permitted by law does not offer any form of warranty with regards to the Cartulary Platform’s reliability, stability, accuracy and completeness of the technology involved. The Cartulary Platform serves merely as a venue of transactions where Digital Payment Bond information can be acquired, and Digital Payment Bond transactions can be conducted.
2. Cartulary cannot control the quality, security or legality of the Digital Payment Bond in any transaction, truthfulness of the transaction information, or capacity of the parties to any transaction to perform their obligations. The User must carefully consider the associated investment risks, legal status and validity of the transaction information and investment decisions prior to your use of the Cartulary Platform.
Release of Cartulary Liability
1. If you have a dispute with one or more users of the Cartulary Platform, you agree that neither we nor our affiliates or service providers, nor any of our respective officers, directors, agents, joint venturers, employees and representatives will be liable for any claims, demands and damages (actual and consequential) of any kind or nature arising out of or in any way connected with such disputes.
2. Cartulary will not be liable for any loss caused to the User due to discontinuation of any bond that is being offered through the Cartulary Platform.
3. Cartulary shall not be liable for any disruption of service, whereby the User is denied access to their bonds, including those stored on the User Account.
4. Cartulary shall not be liable for any loss caused to the User through loss of any bonds stored on the User’s User Account for any reason whatsoever, save and except due to a wilful and malicious commission or omission by Cartulary directly resulting in such loss.
5. Cartulary shall not be liable for any discontinuation, alteration, suspension or termination of any part of the services offered on the Cartulary Platform caused or occasioned any Force Majeure event or any change in applicable Law with respect to bonds.
6. Cartulary shall not be liable for any loss caused to User due to fluctuations in the price, returns and dividend of bonds. Cartulary does not guarantee profits and dividend from purchase of bonds. Cartulary shall not be liable for any loss caused to User for suspension, cancellation or termination of a User account, including on account of a violation by such User violations of any of the terms of this agreement, the Privacy Policy or any applicable Law. The User agrees that Cartulary will not be liable to User or to any third party for termination of the User account or for restricting access to the Cartulary Platform, which shall be at the sole discretion of Cartulary.
7. The User shall not be entitled to any damages for any reason whatsoever including for consequential or compensatory damages against Cartulary for any reasons including suspension, cancellation or termination of the User account or for cessation of any or all services on the Cartulary Platform.
8. In the event that any bonds stored in any User Account are seized, or Cartulary is unable to access or return the same to User, Cartulary shall not be held liable or responsible for the same. The User is cautioned to avail itself of the Cartulary Platform subject to the above risk. At no point in time will Cartulary, its directors, shareholders, employees, representatives, officers, affiliates or assigns be held liable for any claims whatsoever for cessation of services or termination of any part of the Cartulary Platform or any disruption with respect to access to any User Account.
9. All claims by a User shall be limited to the bonds and fiat in the relevant User Asset Account, subject to the above mentioned conditions.
10. To the maximum extent permitted by law, THE MAXIMUM CUMULATIVE LIABILITY OF CARTULARY IN ANY EVENT, FOR ANY CLAIM, DAMAGES, TORT SHALL BE LIMITED TO THE BONDS ACTUALLY RECEIVED FROM THE USER, AS CONSIDERATION OR FEES FOR THE SERVICES RENDERED BY CARTULARY IN RELATION TO THE APPLICABLE TRANSACTION TO WHICH THE CLAIM RELATES. IF THE CLAIM DOES NOT RELATE TO ANY TRANSACTION IN PARTICULAR, THEN CARTULARY MAXIMUM CUMULATIVE LIABILITY SHALL BE LIMITED TO THE BONDS ACTUALLY RECEIVED FROM THE USER, AS CONSIDERATION OR FEES FOR THE SERVICES RENDERED BY CARTULARY IN RELATION TO THE TWO TRANSACTIONS IMMEDIATELY PRECEDING THE DATE ON WHICH THE CLAIM IS MADE BY THE USER .
11. No Liability for BreachCartulary will not be liable for any breach of these Terms of Use, where the breach is due to abnormal and unforeseeable circumstances beyond Cartulary’s control, the consequences of which would have been unavoidable despite all effects to the contrary, nor is Cartulary liable where the breach is due to the application of mandatory legal requirements.